Time to Take Your Insurance Career to the Next Level!


After Watching the Company Overview Schedule an Interview Below!


Don't Have a Health & Life Insurance License yet?

John Ruhlman

Divisional Leader

Who is USABG?

We are an A+ Rated Brokerage Firm, ​serving the self-employed and people who are responsible for their own health insurance for over 34 years. We sell online, via teleconference, priming us for this moment in time.​ We are pandemic proof, legislation proof, and recession​ proof as we have an assortment of products to serve​ people THROUGH each of those changes.

Schedule Your Initial Interview

The meeting will be an opportunity to learn if we are the right fit. We will help you understand what we do, and what a typical day is like for a USABG agent. We will discuss Leads, Comp, Bonuses, Trips and other incentives. We will discuss the commitment level we are looking for in a new agent, and see if that is the right fit for you. So, go ahead and sign up for a meeting, and let's talk!

What You’ll Do Before the Call

Before the call please make sure you watched the videos on this website, this way you'll be better informed and ready with some questions.

What Happens During the Call

During the call we will explain the opportunity, ask you about yourself and your goals. Then we will answer any questions you may have.

What Changes After the Call

After the call we will decide if it makes sense to move forward, and extend this opportunity to you, and you will get a chance to decide if it is for you.

THE USABG OPPORTUNITY & TESTIMONIAL VIDEOS

USABG OPPORTUNITY

A FREEDOM MAKING CAREER

USABG is BIGGER & BETTER

IN 2023

RICK BANVILLE

CEO

JESSICA BANVILLE

President/Divisional Leader

JOHN RUHLMAN

DIVISIONAL LEADER

Keith Stockett

DIVISIONAL LEADER

DOUG FRANKEL

DIVISIONAL LEADER

David Morrow

REGIONAL LEADER

MANNY QUINONES

REGIONAL LEADER

LONNIE EMBRY

REGIONAL LEADER

USABG & Manhattan Life

Sweden 2024

Manhattan Life's Chairman's Club - 2022

USABG Hawaii Trip

USABG & PAL President's Club -

France Trip1 Column

2023 USABG Christmas Party

DAMION & MALTILDA RELYEA

DISTRICT LEADER

STEVEN & TONYA HINDS

DISTRICT LEADER

STEVEN HINDS

DISTRICT LEADER

ZACH HANCOCK

DISTRICT LEADER

CHRISTINA MARRONE

DISTRICT LEADER

JASON RUHLMAN

DISTRICT LEADER

STEPHANIE IIAMS

DISTRICT LEADER

MIKE CURRY

CAREER AGENT

John Ruhlman

Divisional Leader

About John Ruhlman


John Ruhlman has been a leader in the industry for more than 15 years. He began his career with USA Benefits Group straight from college. John quickly pushed his way to the top within his first year in the industry, qualifying for his first incentive trip within months. Persistence, college debt, and a love for helping people- drove John forward his first few years, with an "I can't fail" attitude. John will openly admit at the beginning long hours were common, but he quickly was able to build a block of business from that time spent, allowing him the freedom of a truly flexible schedule. While continuing to be one of the top producing sales agents of USA Benefits Group through the years, John has also successfully trained and managed a team of agents that with his guidance have become top producers alongside him, sharing with his team the same passion and drive to not only succeed professionally but personally as well, by putting importance on the person they are working with and the value of a returning client. John is often the person that other agents call for assistance whether they need help with a specific case or if it is just to gain advice to push their business to the next level. John has always understood the value of helping the person beside him succeed, and he revels in watching them attain new levels of success.


What Are You Waiting For?

Let’s Grow Your Business!

After Watching the Company Overview

Schedule an Interview Below!


Don't Have a Health & Life

Insurance License Yet?